Let’s Talk Crorepati Goals 💰
So, you’re in your 20s or 30s and dreaming of that “₹1,00,00,000” milestone before your 40th birthday cake has extra candles?
Good. Because relying on one salary alone is like depending on Maggi for all your meals—comforting, but not enough nutrition for the long game.
The secret?
Multiple income streams. Let’s break it down in a way even your chai-loving chacha will approve of.
1. Salary + Investments = BFFs for Life
Your job is your core engine—but investments are the booster rockets.
- Start a SIP in mutual funds (₹10–20k/month).
- Add a PPF or NPS for long-term wealth and tax benefits.
- For the adventurous, sprinkle in a little stock market or index funds.
2. Side Hustle That Doesn’t Drain You
We’re not talking about driving cabs after work.
Instead:
- Sell digital products (eBooks, templates, workshops).
- Freelance in your skill area (design, writing, coding).
- Run a niche blog or YouTube channel (even ₹5k–₹20k/month adds up big over years).
3. Rental Income Without Owning a Palace
- Sublet an unused room.
- Rent out gadgets, camera gear, or tools.
- Even parking spots can bring monthly cash flow.
4. Skill Up in High-Income Areas
Extra skills = extra paycheques.
Hot picks right now:
- AI tools & automation
- Digital marketing (SEO, ads, social media growth)
- Data analytics
- Coding for automation
Each of these can get you promotions, freelance gigs, or both.
5. Passive Income That Actually Works
- Dividend-paying stocks.
- Affiliate marketing from your blog/Instagram.
- Licensing your work (music, photos, courses).
6. Make Your Money Work While You Sleep
The moment your first side income starts rolling in, don’t spend it—invest it.
Rule: Your active income funds your life, your extra income funds your wealth.
